This is quite a shocker. I didn’t think it could get worse ,but it did.
Wow
Yikes
This makes me wonder, and reminds me of something we call “Shroedinger’s Immigrant” back here in my country – if black people are getting college for free, how are they all uneducated and getting jobs while being unqualified? I mean, they got college for free???
I now know firsthand that going to a car dealership is…an experience.
I went going exactly what car I wanted and I imagine that if you don’t know that much it’ll be easier for a dealership to screw you over when you get there by feeding you misinformation about a car, manipulating you into buying a more expensive model, and etc.
I had already done all my research online so I knew what I wanted. Down to the color. (Green is my favorite color!)
So boyfriend and I went (I followed Tumblr’s advice about bringing a man lol). And I test drove the car and loved it just like I knew I would. And THEN the real dealership experience began.
The bottomline is that I knew my credit score and so I knew what kind of interest rate (APR) I should expect. I also knew the manufacturer price of the car (MSRP) and I knew how much they were selling for on average in my area ($3k less than MSRP).
So I knew what I was going to pay and I had already decided on that in my head.
So dealer #1 (a white guy–this is relevant to mention lol) brings back the first set of numbers. He cushions it with making small talk and flattering me on starting my PhD in August. He also chats up boyfriend.
The numbers were bad. I could tell looking at it. Although they didn’t say the APR, I knew that my monthly rate shouldn’t be that high based on the number of months I’d be paying it. Also they only gave me $2k off MSRP.
I noted that the sticker price was too high because I can go to another dealer and get it cheaper and they knocked off another $1k.
And then I asked him what the APR was. He was very evasive and kept telling me to look at the monthly payments because that’s what “really matters.” No, what really matters is what I’m paying for the car overall which is the sticker price + state fees (unavoidable) + interest rate.
Dealer #1 finally told me the APR and it was 3x the rate I knew I was eligible for. I told him that’s not gonna work. He turned aggressive and said that I’m a first time buyer and I can’t expect better and that I’m being unrealistic to expect a lower rate and etc etc.
So I said that my bank quoted me a rate half that much and I’ll just go through them and buy later (at a different dealer). Because I want the car but there’s 2 other places I can go to get it in my area.
Then all of a sudden dealer #1 could get me a better APR. His next offer was 2x what I wanted to pay. I said nah that good enough.
Then they brought out dealer #2, who was a Black guy. He didn’t sit down and instantly start talking about the price. He said a bunch of small talk and said some stuff about being Black lol. Tryna be chummy chummy and connect with us on a racial level.
Then he tried to push the same numbers as dealer #1. I said I know I’m young and I don’t have a math background but you’re charging me way too much for this car and I’m not going to buy it at that price. Period. I said: get the APR down and I’ll buy the car. He kept telling me it wasn’t possible and I said okay…I won’t buy it.
But then he was like wait…lemme run the numbers. And ta da! He came back with the right APR. Also zero down. And payments lower than my target.
This whole process took 5 hours.
Moral of the story:
– know as much as you can before going to a dealership so you can focus on the numbers
– know your credit score so you know what your APR should be
– get approved through an independent bank for a loan so you have leverage to negotiate with a better rate from the dealer
– don’t focus on monthly payments. Times that by the amount of months so you know what you’re REALLY paying
– threaten to walk because stuff magically happens at dealerships when you do lol
Listen, I work at a car dealership, and all of this is 100% accurate.
Bottom line: the better deal you get on a car, the less money that lines their pockets. A LOT of the time, they’re just being greedy.
Definitely do your own research. Knowledge is power. If you’re young or have anxiety, take a Seasoned Adult with you to help out. (I always take my mom. Always. My mom gets shit done.)
And if one dealership isn’t giving you the results you want, you can always go to a different one.
Don’t let them gaslight you, because they will absolutely try.
Contradiction to that otherwise excellent post from Nicole Cliffe: if you are fat, short, tall, or anything outside of the average height and weight for a US Army recruit*, test drive the car. I have often been excited to drive a relative’s car only to find out the seat isn’t big enough or the seatbelt buckle digs in to my thighs.
*fun fact most design for chairs and car seats and other things uses the average measurements from the military, bc it’s data with a large dataset that’s freely available. It is not actually reflective of many people, though, since lots of us don’t go to bootcamp. Source: http://99percentinvisible.org/episode/on-average/
i worked for an auto finance company for years and had to deal with the finance guys from dealerships all day every day. they are exactly as, if not MORE awful than the stereotypes.
This is why I think acknowledging a lot of evil comes from people’s consciences and not from the absence of them is important when considering things like abuse and neglect.
Because I run into this scenario a lot… where people want to help disabled people… but they can’t deal with the fact that a lot of the things their boss is asking them to do are hurting those people… so they make up reasons why this is actually “good” for their clients. Or why it’s somehow the client’s fault for not being able to work in their system, rather than questioning whether the system works for them. And how an entire office full of well-meaning people who think they’re saving the world create systems of extreme neglect that kill half as many disabled people as they help.
Some particular versions of the self-image of “Goodness” stuff seems to be a big problem there. Abusive systems in general.
Too easy to come up with justifications and double down on the harmful shit once that cognitive dissonance rears up
When you say you’re the victim of abuse you are supposed to, by the common understanding, be able to bring up very specific episodes of that abuse in order to “prove its really abuse”.
But a lot of abuse just doesn’t work that way.
Sometimes they just wore you down constantly. Sometimes you couldn’t put your finger on it, but felt all of effects none-the-less. Sometimes its so plain awful that you’ve repressed it. Sometimes it was so damn insidious that you normalized it until one day years later you mention it and someone gives you a look of shock and you realize it wasn’t normal.
All of you. Any of you.
You are all just as valid as someone who wrote a whole damn memoir on the thing.
The stories coming out of this post are absolutely heartbreaking.
His history of housing discrimination is the most blatant. His racist stereotyping of undocumented immigrants, muslims, his attacks on Obama saying he’s not a citizen all have racial undertones.
Probably can find some in our trumps America tag or just searching trump on here.
Eon
If they’re supporters then they’ve been following him so they already know they’re just sealioning.
“They are lying because they are jealous of Trump.”
So instead of just briefly listing every single reason Trump is a racist, and have it all be brushed off as fake news. I’m going to go into specific detail about why Trump is a racist.
Now the clearest example of Trump’s racism is a quote from the President of Trump’s Casinos.
But lets forget that all now because at this point the evidence is compounding to such a point that the idea that Trump isn’t a racist is becoming absurd. Any Trump supporters reading this can only think of so many bizarre excuses and justifications for the things I just described before they become angry and just declare it all fake news.
Let’s look at at a single set of examples. These ones being the ones that have legal precedent behind them.
And we go could go into the specifics about each one of these cases and other cases like them that I didn’t mention but all of this is overshadowed by the first major story about Trump ever written. So let’s focus on that.
Donald Trump told them to only consider applications from people in the A category.
Now you could always argue that for some reason the employees at every single one of the 39 Trump owned apartment were just racist and didn’t like black people on their own so they decided to break the law and potentially lose their jobs. And they just happen to come up with identical and oddly specific lies to implicate Trump as a racist and every single one of these employees were willing to commit perjury over these lies, and then for some reason two other Trump employees who didn’t even work at the apartments also for some reason came forward to falsely confirm their accounts.
And this argument might work if it was only this one time Trump had been accused of doing something racist. But the fact of the matter is this is just one of dozens of examples.
Let’s actually do the math on this:
* 41 employees who testified in 1973 that Trump refused to rent homes to black people,
* 36 employees who worked with the Urban League Investigators who testified in 1978 during another investigation and lawsuit about Trump refusing to hire black people.
* The black employees who said they were forced to leave the Casino floor when Trump and his wife arrived on the property
* One of Trumps assistants who warned Black Pageant Contestant Kamie Crawford in 2010 that, “Mr. Trump doesn’t like black people.”
* Trump’s ex-wife who says he is a racist.
* The over 50 Beauty Pageant contestant and Trump Modeling service employees who claimed Trump refused to hire black models.
* Jill Harth who claimed the same thing in 1997.
* The 20 black people from Gary Indiana denied jobs Trump promised them in their 1996 Lawsuit including the cities mayor.
* The 9 Apprentice crew members, (Not including the 30 Apprentice crew members who openly say Trump is a sexist.)
* The President of his Casino.
* The friend of the U.N Goodwill Ambassador.
That adds up to 164 people who personally know Trump that claimed was he a racist specifically against black people. (There is a whole separate list for accusations of racism involving Asians or Latinos or Native Americans.)
Now does the number seem a little low here? Well it should because **I’m only counting accusations of racism that occurred before Trump even ran for president.**
But you could always say that all of these people for some reason conspired over the period of 40 years to systematically accuse Trump of being a racist for no reason.
So let’s use Occam’s Razor. Who do we trust here? The U.N Goodwill Ambassadors and the Mayors and the Trump Employees and the Trump associates and his executives his ex wife and the Justice Department Investigators and all the 164 people?
What’s more likely? That Trump is a racist or that hundreds of well respected people decided to come together and risk their careers for no determinable reason or gain to accuse a failed casino owner of disliking black people?
Tired of hearing folks say “but Trump is pro-LGBT!” everywhere on the internet? Me too. This is a non-exhaustive list detailing Trump to be an anti-LGBTQ candidate.
Trump vocally supported HB2. HB2 bars trans people who haven’t had their birth certificate amended from using the restroom of their gender and overrides all local ordinances that provide LGBT hiring and housing protections.
Over 50 former Trump models describe Trumps distrust of women, his numerous affairs and his habit of forcing himself onto women half his age while making unwanted sexual advances.
Trump defends military personnel accused of sexual assault and rape by putting the blame on the fact women are allowed to serve along men in the military.
“26,000 unreported sexual assults in the military-only 238 convictions. What did these geniuses expect when they put men & women together?” ― Donald Trump
(Yes he did misspell the word assault in that tweet that’s not a typo on my end.)
Donald Trump is accused of rape or sexual assault by numerous women over several decades. (This includes a case where a 13 year old accuses Trump of raping her while he was at a party hosted by personal friend and now convicted pedophile Jeffrey Epstein)
Trumps VP thinks the Disney movie Mulan was liberal propaganda created to convince women to join the military instead of staying home where they belong in order to weaken the military.
Trump tweets for people to check out the sex tape of a former Miss Universe contestant that he was previously accused of making racist comments against.
“She was married, I tried to fck her… I moved on her like a btch… When you’re a star, they let you do it. You can do anything. Grab them by the p*ssy, you can do anything.” Actual Trump quote caught on audio in 2005.
(Trump said this right before pouring wine down the back of female investigative journalist Marie Brenners dress in 1992 as payback for her writing a negative story about him. He later bragged about the event.)
it’s also fucked up that fat people literally fear going to the doctor for anything because they know the first thing out of their dr’s mouth no matter what their ailment is, is gonna be “lose weight lol” broken leg? lose weight. rash? lose weight. whooping cough? lose weight binch!!!!! like we get it. but can you just write my prescription you bitch so i can go eat a salad and not call you again until im about to die of the plague????
I would not be surprised if someone did a study and found an increase in misdiagnosis of fat patients due to doctors focusing solely on weight loss as a panacea and ignoring other vital issues
You mean like this article from the NY Times (from September of 2016) talking about how doctors refuse to consider non weight related issues until they absolutely have to?
Urocyon's Jaunts 2.0 
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