Student debt crisis watch: pay $18,000 of your $24,000 loan, owe $24,000

bittertits:

mostlysignssomeportents:

Kaitlin Cawley finished grad school with $95,000 in student loans,
including a $24,000 variable-rate loan that started at 9.4% and now
stands at 11%, a loan that the US government lender Sallie Mae brokered
for her when she was 20.

Sallie Mae’s portal makes it almost impossible to find out how much
you’ve paid into your loans; after a lengthy runaround, Cawley found
that she had paid back $18,000 of her $24,000 loan, but that she still
owed the full amount, thanks to sky-high interest and stiff penalties
the government assessed against her because she opted to save tens of
thousands of dollars by going to grad school outside of the USA.

Cawley comes from a working-class background and her family was not able
to substantially offset the expense of her university. She attended
anyone, convinced that postsecondary education was the path to social
mobility. Despite an advanced degree, Cawley lives in relative penury,
largely thanks to her student debt.

Americans owe $1.4 trillion in student debt. Student debts are largely
not dischargeable through bankruptcy, and is the only form of debt that
you can be forced to pay your Social Security into.

The President of the United States has declared bankruptcy six times.
His university defrauded its students of millions of dollars, which they
are still paying back. He enacted a policy that makes it impossible for defrauded students to escape their loans; while his Secretary of Education has killed the rules that prevented debt-collectors with a track-record of committing illegal acts from collecting student debts.

Last month, the student debt industry’s top expert was revealed to be an imaginary person, puppeted by industry executives.

https://boingboing.net/2018/05/17/debt-traps-2.html

Oh my god definitely follow the link on the IMAGINARY SOCK PUPPET INDUSTRY PERSONA

thebibliosphere:

thebibliosphere:

I’m outside and despite two doses of different antihistamines and my vogmask I’m wheezing like the steam train at the start of Dumbo trying to make it up the mountain.

Allergy season in MN is bad this year fam, it’s not good at all 😦

Also becuse this is not something you often get told when your pcp is like “lol it’s just seasonal allergies take some zrytec”, seasonal allergies are a huge contributor to worsening chronic fatigue.

So no you’re not going crazy or being lazy. It’s the tree pollen taking a toll on your body and you need to be kind to yourself and make allowances for that.

dendroica:

“On Tuesday, U.S. District Judge Ricardo S. Martinez shot down the federal government’s efforts to strip Daniel Ramirez Medina of his DACA status. Immigrations and Customs Enforcement had arrested and detained Ramirez last year, then falsely claimed that he was affiliated with a gang and attempted to deport him. He filed suit, alleging that ICE had violated his due process rights. Martinez agreed. His order barred the federal government from voiding Ramirez’s DACA status, safeguarding his ability to live and work in the United States legally for the foreseeable future. What may be most remarkable about Martinez’s decision, though, is its blunt repudiation of ICE’s main claim—that Ramirez is “gang-affiliated.” The judge did not simply rule against ICE. He accused the agency of lying to a court of law.”

Federal judge accused ICE of making up evidence to prove that Dreamer was “gang-affiliated.”